Very interesting yan ah. SM, obviously, has the most number of merchants accepting BDO Pay. Have worked for their present company for more than two years. 1 yr. ago. CASH AVAILMENT AMOUNT MONTHLY ADD-ON RATE MONTHLY EFFECTIVE INTEREST RATE (MEIR) P50,000 1.00% 21.46% MONTH MONTHLY AMORTIZATION INTEREST TOTAL . 2009 2019 Catapult Ventures Pte Ltd. All rights reserved. Yes I believe you can still activate it. No spend requirement haha. Automatically convert your big purchases (PHP 5,000 and above) to an easy installment plan of up to 12 months. If anyone has ideas (apart from Bench), let me know please! It has one of the cheapest monthly effective interest rates at approximately 2% per month. The BDO Installment Card offers financial flexibility and accessible cash whenever you need it. Helping You Make Smarter Financial Decisions, UnionBank Cashback Gold Mastercard MoneySmart Review 2022, 10 Incredibly Useful Tips for First-Time Credit Cardholders (2022), HSBC Red Mastercard Review 2022 Lifestyle Rewards Card With 4X Earning Points, Citi Grab Credit Card Review 2022 Up to 5X Rewards Points. Your credit limit automatically gets refreshed whenever you make a payment, and you can avail again anytime up to your available credit limit. I strongly suggest that you avoid this option in waiving your annual fee (unless you already have an idea which merchant to go to) since it is an absolute waste of time. Use of this site constitutes acceptance of our Privacy Policy. I'm here to share with you some tips on how to waive credit card annual fees. You can just opt to use your cards revolving credit. /*-->*/, Pay the same installment amount every month, BDO Unibank is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087. Most of the banks that offer first-year annual fees waive or for life do require the account to run minimum total purchases in a short time. BDO will need you to provide identity as well as evidence of income. Of course, to be able to keep using the cash availment feature, you need to fully pay off your monthly amortizations. Get cash up to 30% of your credit limit via select BDO branches nationwide or any BDO affiliated ATMs. color:rgb(4, 54, 115) !important; Had trouble finding a merchant that accepts it. Enter the verification code and click onSubmit. Do this within 15 calendar days from the day you called BDO hotline to request for credit card monthly fee waiver. The BDO Installment Card has numerous benefits and perks, but it is also essential to consider the disadvantages before you visit any BDO branch to apply for one. It offers financial flexibility where you can choose how much and when you want to avail from your credit limit. People with work permit, alien certificate, etc. You can choose when and how much of your permitted credit limit to use. [CDATA[/* >*/,

